Credit union · NCUA insured
River Community CU Credit Card Rates
River Community CU credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How River Community CU’s credit card rates compare
Compared with banks and credit unions near Ottumwa, IA, where River Community CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
River Community CU
11.90%APR
- Up to
- —
Visa® Credit Cards
Lowest rate
Meridian Credit Union
10.99%APR
- Up to
- 18.99% APR
2nd-lowest rate
Empeople Credit Union
11.90%APR
- Up to
- 18.24% APR
River Community CU credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where River Community CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Credit Cards
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. |
Who can join River Community CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.