Credit union · NCUA insured
Meridian Credit Union Credit Card Rates
Meridian Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Meridian Credit Union’s credit card rates compare
Compared with banks and credit unions near Ottumwa, IA, where Meridian Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Meridian Credit Union
10.99%APR
- Up to
- 18.99% APR
Visa® Credit Card
2nd-lowest rate
Empeople Credit Union
11.90%APR
- Up to
- 18.24% APR
3rd-lowest rate
River Community CU
11.90%APR
- Up to
- —
Meridian Credit Union credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Meridian Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99%–18.99% | None | For Purchases. Variable APR based on the Prime Rate. No annual fee. 25-day grace period on purchases. Minimum monthly payment 2% of outstanding balance plus any overlimit amounts. |
| Ongoing | 11.99%–18.99% | None | For Cash Advances. Variable APR based on the Prime Rate. No annual fee. Minimum monthly payment 2% of outstanding balance plus any overlimit amounts. |
Who can join Meridian Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to individuals who live or work in Appanoose, Davis, Jefferson, Keokuk, Mahaska, Monroe, Van Buren, or Wapello County in Iowa.
Family and household
- Open to individuals who have an immediate family member who is already a Meridian Credit Union member.
Cost to join
- Requires an initial deposit to establish a membership account (amount unspecified).
Membership information collected October 4, 2026.