Credit union · NCUA insured
River Community CU Auto Loan Rates
River Community CU auto loan rates start at 4.25% APR. Rates checked October 16, 2026.
How River Community CU’s auto loan rates compare
Compared with banks and credit unions near Ottumwa, IA, where River Community CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
River Community CU
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Empeople Credit Union
4.74%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Meridian Credit Union
5.00%APR
- Terms
- up to 60 months
- Discount
- None included
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New/Used Vehicle Loans
Offers a .25% discount for automatic payments from an RCCU account or an account at another institution. We also offer discounts based off any down payments or trade ins.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.25% | Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. |
Who can join River Community CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.