Bank · FDIC insured
Rising Bank Savings Rates
Top CarrotRising Bank’s best savings rate is 3.75% APY on $10,000, with its High Yield Savings Account. Rates checked October 25, 2026.
How Rising Bank’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Rising Bank
3.75%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $375
High Yield Savings Account
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
Rising Bank savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.75%
- $10,000 balance$10,0003.75%
- $100,000 balance$100,0003.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rising Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings Account
3.75%APY
Account maximum: $500,000. Automatic closure at $0 balance. No fee to close after 120 days of opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $500,000Interest credited monthly. Account maximum $500,000. No fee to close account after 120 days of being opened.$1,000 – $500,000 | 3.75% | $375 | Interest credited monthly. Account maximum $500,000. No fee to close account after 120 days of being opened. |
Sources (3)
All captured Oct 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.