Credit union · NCUA insured
Ripple Credit Union CD Rates
Ripple Credit Union’s best CD rate is 4.08% APY on a 10-month share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 16, 2026.
How Ripple Credit Union’s CD rates compare
Compared with banks and credit unions near Oshkosh, WI, where Ripple Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ripple Credit Union
4.08%APY
- Term
- 10 months
- Minimum
- $5,000
- Earns on $10,000
- $339
Share Certificates
Top rate
Community First Credit Union
5.05%APY
- Term
- 5 months
- Minimum
- —
- Earns on $10,000
- $207
2nd-highest rate
Capital Credit Union
5.00%APY
- Term
- 10 months
- Minimum
- $5,000
- Earns on $10,000
- $415
Ripple Credit Union CD score
80
CD score
Higher than 53% of U.S. banks and credit unions
- 3–8 months3–8 mo1.76%
- 9–15 months9–15 mo4.08%
- 16–30 months16–30 mo3.55%
- QualifiedQualified4.08%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ripple Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.08%APY · 5 terms
Membership is open to anyone who lives or works in Winnebago, Fond Du Lac, and Outagamie counties in Wisconsin. A minimum deposit is required to open. Dividends are paid quarterly. Early withdrawal penalties apply. Option for automatic renewal at maturity.
| Term | APY · Any balance | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 1.00% | — | 1.00% | $25 |
| 6 months | 1.76% | — | 1.76% | $88 |
| 10 monthsShare Certificate Special. $5,000 minimum required | — | 4.08% | 4.08% | $339 |
| 12 months | 2.68% | — | 2.68% | $268 |
| 24 months | 3.55% | — | 3.55% | $722 |
Sources (3)
- ripplecu.org/savings-rates
- ripplecu.org/share-certificates
- ripplecu.org/best-checking-accounts-fond-du-lac
All captured Sep 18, 2026
Who can join Ripple Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Winnebago, Fond du Lac, or Outagamie counties in Wisconsin.
Membership information collected October 5, 2026.