Credit union · NCUA insured
Ripco Credit Union CD Rates
Ripco Credit Union’s best CD rate is 3.29% APY on a 4-year share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Ripco Credit Union’s CD rates compare
Compared with banks and credit unions in Wisconsin, where Ripco Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ripco Credit Union
3.29%APY
- Term
- 48 months
- Minimum
- —
- Earns on $10,000
- $1,382
Share CD
Top rate
Fort Community Credit Union
5.15%APY
- Term
- 60 months
- Minimum
- $250
- Earns on $10,000
- $2,854
2nd-highest rate
Community First Credit Union
5.05%APY
- Term
- 5 months
- Minimum
- —
- Earns on $10,000
- $207
Ripco Credit Union CD score
70
CD score
Higher than 26% of U.S. banks and credit unions
- 3–8 months3–8 mo0.50%
- 9–15 months9–15 mo2.88%
- 16–30 months16–30 mo3.03%
- 31–60 months31–60 mo3.29%
- QualifiedQualified3.29%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ripco Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share CD
Up to 3.29%APY · 6 terms
Membership eligibility is required (live, work, or own property in Oneida, Forest, Florence, Vilas, Langlade, Lincoln, or Price County, or immediate family members of current Ripco members) and requires maintaining at least one $5.00 share in regular share savings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.50% | $12 |
| 6 months | 0.50% | $25 |
| 12 months | 2.78% | $278 |
| 24 months | 3.03% | $615 |
| 36 months | 3.03% | $937 |
| 48 months | 3.29% | $1,382 |
Educational CD
2.88%APY · 1 term
Membership eligibility is required (live, work, or own property in Oneida, Forest, Florence, Vilas, Langlade, Lincoln, or Price County, or immediate family members of current Ripco members) and requires maintaining at least one $5.00 share in regular share savings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.88% | $288 |
Special-purpose accounts
IRA CD
Up to 3.29%APY · 4 terms
Available as Traditional and Roth IRAs. Membership eligibility is required (live, work, or own property in Oneida, Forest, Florence, Vilas, Langlade, Lincoln, or Price County, or immediate family members of current Ripco members) and requires maintaining at least one $5.00 share in regular share savings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.78% | $278 |
| 24 months | 3.03% | $615 |
| 36 months | 3.03% | $937 |
| 48 months | 3.29% | $1,382 |
Sources (3)
All captured Oct 16, 2026
Who can join Ripco Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone who lives, works, or owns real estate in Oneida, Forest, Florence, Vilas, Langlade, Lincoln, or Price County.
Membership information collected October 5, 2026.