Credit union · NCUA insured
Ripco Credit Union Auto Loan Rates
Ripco Credit Union auto loan rates start at 4.99% APR. Rates checked October 16, 2026.
How Ripco Credit Union’s auto loan rates compare
Compared with banks and credit unions in Wisconsin, where Ripco Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Ripco Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Community First Credit Union
3.50%APR
- Terms
- up to 66 months
- Discount
- None included
2nd-lowest rate
Oshkosh Community Credit Union
3.98%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Titled Collateral Loans
Rates as low as; 0% down payment standard. 25% down payment reduces rate by 0.25%. Regular New & Used Vehicles and Recreational rates and monthly payments are based on financing 75% of value on all terms up to 84 months. Extended terms above 84 months are limited to boats and campers over 16' long. Collateral 2016 and older add 2% to APR. Individual rates and terms may vary based on down payment, credit history, credit score, mileage, and age of collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | — |
| 37–48 months | 4.99% | — |
| 49–60 months | 5.14% | — |
| 61–72 months | 5.24% | — |
| 73–84 months | 5.99% | — |
| 85–108 months | 6.74% | Extended terms above 84 months are limited to boats and campers over 16’ long. |
| up to 120 months | 6.99% | Extended terms above 84 months are limited to boats and campers over 16’ long. |
| up to 180 months | 7.49% | Extended terms above 84 months are limited to boats and campers over 16’ long. |
Sources (1)
- ripco.org/rates.html · captured Oct 7, 2026
Who can join Ripco Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone who lives, works, or owns real estate in Oneida, Forest, Florence, Vilas, Langlade, Lincoln, or Price County.
Membership information collected October 5, 2026.