Credit union · NCUA insured
Ridgedale Federal Credit Union Auto Loan Rates
Ridgedale Federal Credit Union auto loans start at 5.50% APR for a new vehicle and 5.50% for a used one. Rates checked October 22, 2026.
How Ridgedale Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where Ridgedale Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Ridgedale Federal Credit Union
5.50%APR
- Terms
- up to 72 months
- Discount
- None included
New & Used Vehicles
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Ridgedale Federal Credit Union auto loan score
72
Auto loan score
Higher than 32% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ridgedale Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Vehicles
Membership required. A minimum savings balance of $100 is required to be eligible for loans. Subject to credit approval. Rates may vary based on creditworthiness and term. Up to 100% financing available.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.50% | Rate is 'as low as' and subject to credit approval; rate may vary based on creditworthiness and term. Terms up to 72 months and up to 100% financing. |
Sources (1)
- ridgedalefcu.org/auto-loans · captured Oct 7, 2026
Who can join Ridgedale Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.