Credit union · NCUA insured
Ridgedale Federal Credit Union Credit Card Rates
Ridgedale Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Ridgedale Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Ridgedale Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Ridgedale Federal Credit Union
9.90%APR
Platinum VISA Rewards
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
Ridgedale Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ridgedale Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum VISA Rewards
Limits up to $25,000. Minimum savings balance of $100 required to be eligible for loans. Membership is required. Subject to credit approval; rate may vary based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Rate is 'As Low As'. Subject to credit approval; rate may vary based on creditworthiness. Minimum savings balance of $100 required to be eligible for loans. Membership required. |
Sources (1)
- ridgedalefcu.org/visa-credit-cards · captured Oct 7, 2026
Who can join Ridgedale Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.