Bank · FDIC insured
Richwood Bank Savings Rates
A $1.3B bank headquartered in Richwood, OH, with 9 branches in Ohio.
How Richwood Bank’s savings rates compare
Compared with banks and credit unions in Ohio, where Richwood Bank has the most branches. $10,000, best rate first.
This bank’s best
Richwood Bank
3.30%APY
- Minimum
- $500
- Earns on $10,000 a year
- $330
Ohio Homebuyer Plus Savings
Top rate
Century Federal Credit Union
5.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $500
2nd-highest rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Ohio Homebuyer Plus Savings
3.30%APY
Must be an Ohio resident at least 18 years of age with primary residence in Ohio. Account proceeds must be used toward down payment or closing costs of a primary residence in Ohio within 5 years. Maximum contributed balance of $100,000. Minimum balance of $100 required to maintain eligibility ($500 after 3 years).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $100,000Variable rate subject to change after opening. Funds must be used within 5 years for down payment or closing costs of an eligible primary residence in Ohio.$500 – $100,000 | 3.30% | $330 | Variable rate subject to change after opening. Funds must be used within 5 years for down payment or closing costs of an eligible primary residence in Ohio. |
Sources (1)
- richwoodbank.com/ohio-homebuyer-plus-savings · captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.