Credit union · NCUA insured
Resource One Credit Union Credit Card Rates
Resource One Credit Union credit cards start at 13.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Resource One Credit Union’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Resource One Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Resource One Credit Union
13.49%APR
R1 Rewards Signature Credit Card
Lowest rate
Service 1st Credit Union
6.00%APR
2nd-lowest rate
Unity One Credit Union
8.90%APR
Resource One Credit Union credit card score
66
Credit card score
Higher than 15% of U.S. banks and credit unions
- Purchase APRPurchase APR13.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Resource One Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
R1 Rewards Signature Credit Card
Earn 1.5 points for every dollar spent. Cash advances, balance transfers, and checks used to access account do not earn rewards. Open to anyone who lives or works in Mesquite, Garland, Irving, Cedar Hill, and Dallas County in TX.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.49% | None | No annual fee, no balance transfer fee, no cash advance fee. Variable APR based on the Wall Street Prime Rate plus an applicable margin. |
Who can join Resource One Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who resides or is employed in Dallas County.
Employers and groups
- Membership is open to employees and associate members of select companies and organizations (Select Employee Groups / SEGs).
Family and household
- Membership is open to individuals who have a family member who is a current member of Resource One Credit Union.
Cost to join
- An initial membership (share) deposit of $25 is required to open a personal savings account and establish membership.
Membership information collected October 5, 2026.