Bank · FDIC insured
Republic Bank of Chicago CD Rates
Republic Bank of Chicago’s best CD rate is 3.01% APY on a 7-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Republic Bank of Chicago’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Republic Bank of Chicago has the most branches. $10,000, best rate first.
This bank’s best
Republic Bank of Chicago
3.01%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $174
Certificates of Deposit (CDs)
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Republic Bank of Chicago CD score
63
CD score
Higher than 10% of U.S. banks and credit unions
- 3–8 months3–8 mo3.01%
- 9–15 months9–15 mo1.00%
- 16–30 months16–30 mo1.25%
- 31–60 months31–60 mo1.50%
- QualifiedQualified3.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Republic Bank of Chicago ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.01%APY · 21 terms
Minimum deposit to open and earn interest is $1,000. Penalty may be imposed for early withdrawal. Fees may reduce earnings on account.
| Term | APY · $1,000 and up | APY · $1,000 – $245,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 0.50% | — | 0.50% | $12 |
| 6 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 0.50% | — | 0.50% | $25 |
| 7 monthsNew money required. Available in branches only. Assumes principal and interest remain on deposit for the term of the certificate with monthly compounding and crediting of interest. Penalty may be imposed for early withdrawal. Fees may reduce account earnings. At maturity, CD will automatically renew in a similar term at the then prevailing rate | — | 3.01% | 3.01% | $174 |
| 7 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 3.01% | — | 3.01% | $174 |
| 9 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 0.75% | — | 0.75% | $56 |
| 10 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 0.75% | — | 0.75% | $62 |
| 11 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 0.75% | — | 0.75% | $69 |
| 12 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 0.75% | — | 0.75% | $75 |
| 13 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 0.75% | — | 0.75% | $81 |
| 14 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.00% | — | 1.00% | $117 |
| 15 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.00% | — | 1.00% | $125 |
| 18 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.00% | — | 1.00% | $150 |
| 19 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.00% | — | 1.00% | $159 |
| 20 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.00% | — | 1.00% | $167 |
| 23 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.00% | — | 1.00% | $193 |
| 24 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.00% | — | 1.00% | $201 |
| 25 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.25% | — | 1.25% | $262 |
| 30 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.25% | — | 1.25% | $315 |
| 36 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.50% | — | 1.50% | $457 |
| 40 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.50% | — | 1.50% | $509 |
| 48 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.50% | — | 1.50% | $614 |
| 60 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.50% | — | 1.50% | $773 |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs) - CDs
Up to 1.50%APY · 10 terms
Minimum deposit to open and earn interest is $1,000. Penalty may be imposed for early withdrawal. Fees may reduce earnings on account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 0.50% | $12 |
| 6 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 0.50% | $25 |
| 9 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 0.75% | $56 |
| 12 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 0.75% | $75 |
| 18 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.00% | $150 |
| 24 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.00% | $201 |
| 30 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.25% | $315 |
| 36 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.50% | $457 |
| 48 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.50% | $614 |
| 60 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings on account | 1.50% | $773 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.