Credit union · NCUA insured
Regional Medical Center EFCU Savings Rates
Regional Medical Center EFCU’s best savings rate is 0.50% APY on $10,000, with its Share Account. Rates checked October 22, 2026.
How Regional Medical Center EFCU’s savings rates compare
Compared with banks and credit unions near Madisonville, KY, where Regional Medical Center EFCU has the most branches. $10,000, best rate first.
This credit union’s best
Regional Medical Center EFCU
0.50%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $50
Share Account
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Woodforest National Bank
1.00%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $100
Regional Medical Center EFCU savings score
79
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.45%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Regional Medical Center EFCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Account
0.50%APY
A $5.00 deposit establishes membership.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $5,000Dividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter. | 0.45% | — | Dividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter. |
| $5,000 – $10,000Dividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter. | 0.50% | $50 | Dividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter. |
| $10,000 – $25,000Dividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter. | 0.55% | — | Dividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter. |
| Over $25,000Dividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter. | 0.60% | — | Dividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter. |
Special-purpose accounts
Individual Retirement Account
0.60%APY
Provides a tax-deferred investment/savings plan for retirement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter.Any balance | 0.60% | $60 | Dividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter. |
Christmas Club
0.45%APY
Allows unlimited withdrawals October 1 – December 31.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter.Any balance | 0.45% | $45 | Dividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter. |
Vacation Club
0.45%APY
Allows unlimited withdrawals May 1 – August 31.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter.Any balance | 0.45% | $45 | Dividends posted for quarter ending June 30, 2026; declared prior to the end of each quarter. |
Who can join Regional Medical Center EFCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of partner businesses are eligible for membership.
Family and household
- Relatives of credit union members are eligible for membership.
Membership information collected October 4, 2026.