Credit union · NCUA insured
Regional Medical Center EFCU Auto Loan Rates
Regional Medical Center EFCU auto loans start at 5.50% APR for a new vehicle and 6.00% for a used one. Rates checked October 22, 2026.
How Regional Medical Center EFCU’s auto loan rates compare
Compared with banks and credit unions near Madisonville, KY, where Regional Medical Center EFCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Regional Medical Center EFCU
5.50%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
New Auto
Lowest rate
C-Plant Federal Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 14.49% APR
- Discount
- None included
3rd-lowest rate
Old National Bank
6.01%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- Included in the rate
Regional Medical Center EFCU auto loan score
68
Auto loan score
Higher than 21% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Regional Medical Center EFCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
Base rate reflects Platinum Tier pricing with a FICO credit score of 730 or greater. Rates are tiered based on member credit score. Other restrictions may apply. All loans subject to credit approval. Financing up to 72 months available on newer vehicles; contact credit union for terms greater than 72 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.50% | Platinum credit tier (FICO score of 730 or greater). Rates are tiered based on member credit score. Other restrictions may apply. All loans subject to credit approval. |
Sources (4)
- rmcefcu.virtualcu.net/accounts
- rmcefcu.virtualcu.net/accounts?icon-link
- rmcefcu.virtualcu.net/rates
- rmcefcu.virtualcu.net/rates?icon-link
All captured Oct 5, 2026
New Motorcycle
Base rate reflects Platinum Tier pricing with a FICO credit score of 730 or greater. Rates are tiered based on member credit score. Other restrictions may apply. All loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 7.50% | Platinum credit tier (FICO score of 730 or greater). Rates are tiered based on member credit score. Other restrictions may apply. All loans subject to credit approval. |
Sources (1)
- rmcefcu.virtualcu.net/rates · captured Oct 5, 2026
Used Auto
Base rate reflects Platinum Tier pricing with a FICO credit score of 730 or greater. Rates are tiered based on member credit score. Other restrictions may apply. All loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.00% | Platinum credit tier (FICO score of 730 or greater). Rates are tiered based on member credit score. Other restrictions may apply. All loans subject to credit approval. |
Sources (3)
All captured Oct 5, 2026
Used Motorcycle
Base rate reflects Platinum Tier pricing with a FICO credit score of 730 or greater. Rates are tiered based on member credit score. Other restrictions may apply. All loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 8.00% | Platinum credit tier (FICO score of 730 or greater). Rates are tiered based on member credit score. Other restrictions may apply. All loans subject to credit approval. |
Sources (1)
- rmcefcu.virtualcu.net/rates · captured Oct 5, 2026
Who can join Regional Medical Center EFCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of partner businesses are eligible for membership.
Family and household
- Relatives of credit union members are eligible for membership.
Membership information collected October 4, 2026.