Credit union · NCUA insured
Ravenswood Federal Credit Union Savings Rates
Ravenswood Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share/Regular Savings. Rates checked October 22, 2026.
How Ravenswood Federal Credit Union’s savings rates compare
Compared with banks and credit unions in West Virginia, where Ravenswood Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ravenswood Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- $6
- Earns on $10,000 a year
- $25
Share/Regular Savings
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
West Union Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $400
Ravenswood Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ravenswood Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share/Regular Savings
0.25%APY
Requires setting up an appointment and providing current identification. Must maintain a $5.00 balance at all times to keep the account open. Required to be eligible for other credit union services.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRequires an initial $6.00 in cash ($1.00 fee, $5.00 deposit) and must maintain a $5.00 balance at all times.$5 and up | 0.25% | $25 | Requires an initial $6.00 in cash ($1.00 fee, $5.00 deposit) and must maintain a $5.00 balance at all times. |
Special-purpose accounts
IRA
1.50%APY
Complies with federal guidelines and policies as well as credit union policies. Contact an IRA specialist for more information.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.50% | $150 |
Christmas Club
0.25%APY
Set up an appointment and have proper identification to open. Renews each year unless notified in writing. Can be started any month of the year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum deposit required; deposits may be made throughout the year.Any balance | 0.25% | $25 | No minimum deposit required; deposits may be made throughout the year. |
Who can join Ravenswood Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who reside or work in Jackson County, West Virginia are eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
- Persons retired as pensioners or annuitants from Kaiser Aluminum and Chemical Corporation located in Ravenswood, West Virginia are eligible for membership.
Family and household
- Members of immediate families and organizations of persons who reside or work in Jackson County, West Virginia are eligible for membership.
- Spouses of persons who died while within the field of membership are eligible for membership.
Cost to join
- Each eligible member is required to pay a one-time non-refundable $1.00 membership fee.
- Members must make a $5.00 deposit representing the par value of one share, maintained as a minimum balance in a Share Savings Account and refundable upon account closure if open more than 30 days.
Membership information collected October 4, 2026.