Credit union · NCUA insured
Radius FCU Auto Loan Rates
Radius FCU auto loan rates start at 3.99% APR. Rates checked October 16, 2026.
How Radius FCU’s auto loan rates compare
Compared with banks and credit unions near Buffalo, NY, where Radius FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Radius FCU
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
EmpireONE Federal Credit Union
3.50%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Niagara's Choice
3.70%APR
- Terms
- —
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Promo
Rates depend upon credit qualification. All rates are subject to change at any time. Eligibility: live, work, volunteer, worship or go to school in Erie County, or have an immediate family member who belongs.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.99% | Low loan rate of 3.99% APR for buying new, refinancing, or upgrading. Rates depend upon credit qualification. |
Sources (1)
- radiusfcu.com/auto-loan-promo · captured Oct 7, 2026
Who can join Radius FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or goes to school in Erie County, New York.
Cost to join
- Joining requires a $25 opening deposit in a Radius savings account.
Membership information collected October 5, 2026.