Credit union · NCUA insured
Radius FCU Credit Card Rates
Radius FCU credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Radius FCU’s credit card rates compare
Compared with banks and credit unions near Buffalo, NY, where Radius FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Radius FCU
10.90%APR
- Up to
- —
Radius Visa Credit Card
Lowest rate
BufMet Credit Union
7.50%APR
- Up to
- 18.00% APR
2nd-lowest rate
Gowanda Area Federal Credit Union
7.99%APR
- Up to
- —
Radius FCU credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Radius FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Radius Visa Credit Card
Credit line of up to $10,000. 25-day grace period on purchases. Transfer balance fee is 3% with a $25 minimum.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Fixed APR on purchases; based on credit history and qualification. 25-day grace period on purchases. Credit line up to $10,000. |
| Ongoing | 15.00% | None | APR on cash advances. Cash advance fees apply; no grace period for cash advances. Based on credit history and qualification. |
Sources (1)
- radiusfcu.com/visa-credit-card · captured Oct 7, 2026
Visa Classic Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Revolving credit line. Rate as low as stated. |
Sources (1)
- radiusfcu.com/rates · captured Oct 7, 2026
Who can join Radius FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or goes to school in Erie County, New York.
Cost to join
- Joining requires a $25 opening deposit in a Radius savings account.
Membership information collected October 5, 2026.