Credit union · NCUA insured
Quorum Federal Credit Union Credit Card Rates
Top CarrotQuorum Federal Credit Union credit cards start at 11.40% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Quorum Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Quorum Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Quorum Federal Credit Union
11.40%APR
- Up to
- 18.00% APR
RateWise Mastercard®
Lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
- Up to
- —
Quorum Federal Credit Union credit card score
76
Credit card score
Higher than 42% of U.S. banks and credit unions
- Purchase APRPurchase APR11.40%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Quorum Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back World Mastercard®
No monthly service charge. No annual fees. No balance transfer fees. Maximum interest rate capped at 18.00% under the Federal Credit Union Act.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.40%–18.00% | None | 12.40% – 18.00% APR. No annual fees or balance transfer fees. Maximum APR capped at 18%. Rate is subject to change. |
RateWise Mastercard®
No monthly service charge. No annual fees. No balance transfer fees. Low cash advance fee capped at $25. Same APR for purchases, cash advances, and balance transfers. Maximum interest rate capped at 18.00% under the Federal Credit Union Act.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.40%–18.00% | None | 11.40% – 18.00% APR. Same APR for purchases, cash advances, and balance transfers. No annual fees or balance transfer fees. Maximum APR capped at 18%. Rate is subject to change. |
World Mastercard®
No monthly service charge. No annual fees. No balance transfer fees. Maximum interest rate capped at 18.00% under the Federal Credit Union Act.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.40%–18.00% | None | 12.40% – 18.00% APR. No annual fees or balance transfer fees. Maximum APR capped at 18%. Rate is subject to change. |
Who can join Quorum Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone who does not qualify through a partner company or family relationship can join through the American Consumer Council (ACC) at no cost during the online application.
Employers and groups
- Employees or retirees of Quorum partner companies (Select Employee Groups) are eligible for membership.
- Employees of Quorum are eligible for membership.
Family and household
- Family members of Quorum employees and family or household members of existing Quorum members are eligible for membership.
Cost to join
- Membership in Quorum is free.
Membership information collected October 5, 2026.