Credit union · NCUA insured
Pyramid Federal Credit Union Savings Rates
Pyramid Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Pyramid Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Tucson, AZ, where Pyramid Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pyramid Federal Credit Union
0.30%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $30
Money Market Account
Top rate
Vantage West Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000 a year
- $400
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Pyramid Federal Credit Union savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0001.35%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pyramid Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Round Up High-Yield Savings Account
0.05%APY
Deposits only made through debit card round-up feature from a Pyramid checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Deposits only made through debit card round-up feature. | 3.04% | — | Deposits only made through debit card round-up feature. |
| Over $1,000Applies to balance over $1,000. | 0.05% | $5 | Applies to balance over $1,000. |
Sources (4)
- pyramidfcu.com/roundup
- pyramidfcu.com/savings
- pyramidfcu.com/accounts/share-rates
- pyramidfcu.com/application/fil…e__Fee_TIS_8.01.2026.pdf
All captured Oct 3, 2026
Money Market Account
0.30%APY
Dividend rate is based on the average daily balance. Dividends are compounded and credited monthly. Once a minimum tier balance requirement is met, the dividend rate and APY for that tier apply to the full balance of the account. Withdrawals are limited to six preauthorized, automatic, or telephone transfers per month, with no more than six by check or debit to a third party.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $25,000Tier 1: Applies to average daily balances from $1,000 to $25,000. | 0.30% | $30 | Tier 1: Applies to average daily balances from $1,000 to $25,000. |
| $25,000 – $90,000Tier 2: Applies to average daily balances from $25,000.01 to $90,000. | 0.50% | — | Tier 2: Applies to average daily balances from $25,000.01 to $90,000. |
| $90,000 – $175,000Tier 3: Applies to average daily balances from $90,000.01 to $175,000. | 1.35% | — | Tier 3: Applies to average daily balances from $90,000.01 to $175,000. |
| $175,000 – $250,000Tier 4: Applies to average daily balances from $175,000.01 to $250,000. | 1.35% | — | Tier 4: Applies to average daily balances from $175,000.01 to $250,000. |
| Over $250,000Tier 5: Applies to average daily balances of $250,000.01 and up. | 1.75% | — | Tier 5: Applies to average daily balances of $250,000.01 and up. |
Sources (2)
All captured Oct 3, 2026
Member Defined Savings
0.05%APY
An average daily balance of $100 is required to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAn average daily balance of $100 is required to earn dividends.$100 and up | 0.05% | $5 | An average daily balance of $100 is required to earn dividends. |
Member Share Savings
0.05%APY
An average daily balance of $100 is required to earn dividends. Initial $5 deposit gives access to credit union membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAn average daily balance of $100 is required to earn dividends.$100 and up | 0.05% | $5 | An average daily balance of $100 is required to earn dividends. |
Sources (3)
- pyramidfcu.com/savings
- pyramidfcu.com/accounts/share-rates
- pyramidfcu.com/application/fil…e__Fee_TIS_8.01.2026.pdf
All captured Oct 3, 2026
Smart Money Savings
0.05%APY
An average daily balance of $100 is required to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAn average daily balance of $100 is required to earn dividends.$100 and up | 0.05% | $5 | An average daily balance of $100 is required to earn dividends. |
Sources (2)
All captured Oct 3, 2026
Special-purpose accounts
Money Market IRA Accounts (Traditional, Roth & Educational)
0.70%APY
Traditional, Roth & Educational IRA money market account. Compounded and credited monthly. Contributions and withdrawals are subject to IRS rules and tax laws.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRequires $5.00 to open; earns dividends on balances over $5.00.$5 and up | 0.70% | $70 | Requires $5.00 to open; earns dividends on balances over $5.00. |
Sources (2)
All captured Oct 3, 2026
Individual Retirement Account (IRA) Savings
0.70%APY
Includes Traditional, Roth, and Coverdell Education Savings Accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $5Applies to balances over $5.00.Over $5 | 0.70% | $70 | Applies to balances over $5.00. |
Sources (4)
- pyramidfcu.com/iras
- pyramidfcu.com/savings
- pyramidfcu.com/accounts/share-rates
- pyramidfcu.com/application/fil…e__Fee_TIS_8.01.2026.pdf
All captured Oct 3, 2026
Pyramid Plus Shares
0.05%APY
Requires checking or under 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequires checking or under 18. $100.00 average daily balance to earn dividends.$100 and up | 0.05% | $5 | Requires checking or under 18. $100.00 average daily balance to earn dividends. |
Sources (1)
- pyramidfcu.com/application/fil…e__Fee_TIS_8.01.2026.pdf · captured Oct 3, 2026
Who can join Pyramid Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Pima County are eligible for membership.
Family and household
- Family members of eligible individuals who live, work, or worship in Pima County are eligible to join.
Cost to join
- A $5 deposit to open a savings account is required to establish membership.
Membership information collected October 4, 2026.