Credit union · NCUA insured
Pyramid Federal Credit Union Auto Loan Rates
Pyramid Federal Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 22, 2026.
How Pyramid Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tucson, AZ, where Pyramid Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Pyramid Federal Credit Union
5.99%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
Vehicle Loans
Lowest rate
OneAZ Credit Union
5.15%APR
- Terms
- up to 60 months
- Up to
- 18.00% APR
- Discount
- Included in the rate
2nd-lowest rate
First Credit Union
5.24%APR
- Terms
- up to 63 months
- Up to
- —
- Discount
- None included
Pyramid Federal Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pyramid Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
All loan approvals are contingent upon meeting credit union membership eligibility requirements. The loan rate may be higher based on your credit history, term, and the age of your vehicle.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.99% | ONERATE for new, used, and refinanced auto loans. Rate may be higher based on credit history, term, and age of vehicle. Membership eligibility required. |
Who can join Pyramid Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Pima County are eligible for membership.
Family and household
- Family members of eligible individuals who live, work, or worship in Pima County are eligible to join.
Cost to join
- A $5 deposit to open a savings account is required to establish membership.
Membership information collected October 4, 2026.