Credit union · NCUA insured
PWC Employees Credit Union CD Rates
Top CarrotPWC Employees Credit Union’s best CD rate is 3.72% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How PWC Employees Credit Union’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where PWC Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PWC Employees Credit Union
3.72%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $372
Share Certificates
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
PWC Employees Credit Union CD score
82
CD score
Higher than 58% of U.S. banks and credit unions
- 3–8 months3–8 mo3.44%
- 9–15 months9–15 mo3.72%
- 16–30 months16–30 mo3.72%
- 31–60 months31–60 mo3.59%
- QualifiedQualified3.72%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PWC Employees Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.72%APY · 5 terms
Dividends compounded quarterly. Early withdrawal penalty is 90 days dividends. Fixed rate for initial term. Automatic renewal with a 7-day grace period. Requires credit union membership (1 share at $10.00 par value).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends compounded and credited quarterly. Automatically renewable | 3.44% | $171 |
| 12 monthsDividends compounded and credited quarterly. Automatically renewable | 3.72% | $372 |
| 18 monthsDividends compounded and credited quarterly. Automatically renewable | 3.72% | $563 |
| 24 monthsDividends compounded and credited quarterly. Automatically renewable | 3.54% | $721 |
| 36 monthsDividends compounded and credited quarterly. Automatically renewable | 3.59% | $1,116 |
Sources (3)
- pwcecu.org/rates-fees
- pwcecu.org/s/Truth-in-Savings-Certificates.pdf
- pwcecu.org/certificate-of-deposits-ira-certificates
All captured Sep 19, 2026
Special-purpose accounts
Youth Certificate
6.60%APY
Available on Custodial accounts only (Kids Shares). Limit 2 Certificates per Minor/SSN. Certificate matures on 18th Birthday and balance transfers to shares account. Not automatically renewable. Dividends compounded quarterly. Early withdrawal penalty applies (90 days dividends).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $1,000Available on Custodial accounts only (Kids Shares). Limit 2 Certificates per Minor/SSN. Matures on 18th Birthday and balance transfers to shares account. Not automatically renewable.$500 – $1,000 | 6.60% | — | Available on Custodial accounts only (Kids Shares). Limit 2 Certificates per Minor/SSN. Matures on 18th Birthday and balance transfers to shares account. Not automatically renewable. |
Sources (3)
- pwcecu.org/rates-fees
- pwcecu.org/s/Truth-in-Savings-Certificates.pdf
- pwcecu.org/certificate-of-deposits-ira-certificates
All captured Sep 19, 2026
IRA Certificates
Up to 3.72%APY · 5 terms
Traditional, Roth, and Educational IRA accounts available. Dividends compounded quarterly. Early withdrawal penalty applies (90 days dividends; exceptions apply for death, disability, age 59½, or withdrawal within 7 days of opening). Requires credit union membership (1 share at $10.00 par value).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTraditional, Roth, and Educational IRA options available. Dividends compounded quarterly. Early withdrawal penalty applies | 3.44% | $171 |
| 12 monthsTraditional, Roth, and Educational IRA options available. Dividends compounded quarterly. Early withdrawal penalty applies | 3.72% | $372 |
| 18 monthsTraditional, Roth, and Educational IRA options available. Dividends compounded quarterly. Early withdrawal penalty applies | 3.72% | $563 |
| 24 monthsTraditional, Roth, and Educational IRA options available. Dividends compounded quarterly. Early withdrawal penalty applies | 3.54% | $721 |
| 36 monthsTraditional, Roth, and Educational IRA options available. Dividends compounded quarterly. Early withdrawal penalty applies | 3.59% | $1,116 |
Sources (3)
- pwcecu.org/rates-fees
- pwcecu.org/s/Truth-in-Savings-Certificates.pdf
- pwcecu.org/certificate-of-deposits-ira-certificates
All captured Sep 19, 2026
Who can join PWC Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of PRTC are eligible for membership.
- Employees of Service Authority are eligible for membership.
Military, government and schools
- Employees of City of Manassas Government & Schools are eligible for membership.
- Employees of City of Manassas Park Government & Schools are eligible for membership.
- Employees of Prince William County Government & Schools are eligible for membership.
- Employees of the Towns of Dumfries, Haymarket, & Occoquan are eligible for membership.
2 more ways to join
Family and household
- Immediate family members of current credit union members are eligible for membership.
Other ways
- Volunteers with any qualifying eligible organizations are eligible for membership.
Membership information collected October 4, 2026.