Credit union · NCUA insured
PWC Employees Credit Union Auto Loan Rates
Top CarrotPWC Employees Credit Union auto loans start at 4.20% APR for a new vehicle and 4.20% for a used one. Rates checked October 22, 2026.
How PWC Employees Credit Union’s auto loan rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where PWC Employees Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
PWC Employees Credit Union
4.20%APR
- Terms
- 12–96 months
- Up to
- 14.75% APR
New Auto
Lowest rate
TruEnergy Federal Credit Union
3.74%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
PWC Employees Credit Union auto loan score
93
Auto loan score
Higher than 95% of U.S. banks and credit unions
- New vehicleNew4.20%
- Used vehicleUsed4.20%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PWC Employees Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
Fixed loan rates. 100% financing available. Terms and options up to 96 months. Financing for vehicles up to 15 years old. Extended warranty, GAP, and Debt Protection available. Subject to credit approval. APR may be adjusted based on individual credit standing, term, loan-to-value, and debt-to-income ratio. Maximum APR is 18.0%. No pre-payment charges or penalties. No annual fees. New defined as not previously titled.
| Terms | APR | Conditions |
|---|---|---|
| 12–96 months | 4.20%–14.75% | New/Used Vehicle rate schedule. Rates are fixed for life of loan unless otherwise noted. Subject to credit approval. |
| up to 72 months | 5.65% | Payment example for $25,000.00 loan amount with approximate payment of $410.26 per month. |
New and Used Motorcycles
Fixed loan rates. 100% financing available. Terms and options to meet your needs up to 84 months. Financing for motorcycles up to 15 years old. Extended warranty, GAP, and Debt Protection available. Subject to credit approval. APR may be adjusted based on individual credit standing, term, loan-to-value, and debt-to-income ratio. Maximum APR is 18.0%. No pre-payment charges or penalties. No annual fees.
| Terms | APR | Conditions |
|---|---|---|
| 12–84 months | 5.25%–14.25% | New or Used Motorcycle loan rate schedule. Rates are fixed for life of loan unless otherwise noted. Subject to credit approval. |
| up to 60 months | 5.75% | Payment example for $10,000.00 loan amount with approximate payment of $192.19 per month. |
Used Auto
Fixed loan rates. 100% financing available. Terms and options up to 96 months. Financing for vehicles up to 15 years old. Extended warranty, GAP, and Debt Protection available. Subject to credit approval. APR may be adjusted based on individual credit standing, term, loan-to-value, and debt-to-income ratio. Maximum APR is 18.0%. No pre-payment charges or penalties. No annual fees.
| Terms | APR | Conditions |
|---|---|---|
| 12–96 months | 4.20%–14.75% | New/Used Vehicle rate schedule. Rates are fixed for life of loan unless otherwise noted. Subject to credit approval. |
| up to 60 months | 5.90% | Payment example for $17,000.00 loan amount with approximate payment of $327.91 per month. |
Who can join PWC Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of PRTC are eligible for membership.
- Employees of Service Authority are eligible for membership.
Military, government and schools
- Employees of City of Manassas Government & Schools are eligible for membership.
- Employees of City of Manassas Park Government & Schools are eligible for membership.
- Employees of Prince William County Government & Schools are eligible for membership.
- Employees of the Towns of Dumfries, Haymarket, & Occoquan are eligible for membership.
2 more ways to join
Family and household
- Immediate family members of current credit union members are eligible for membership.
Other ways
- Volunteers with any qualifying eligible organizations are eligible for membership.
Membership information collected October 4, 2026.