Credit union · NCUA insured
Puget Sound Cooperative Credit Union Credit Card Rates
Puget Sound Cooperative Credit Union credit cards start at 10.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Puget Sound Cooperative Credit Union’s credit card rates compare
Compared with banks and credit unions near Seattle, WA, where Puget Sound Cooperative Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Puget Sound Cooperative Credit Union
10.00%APR
- Up to
- 12.00% APR
Visa Platinum Credit Card
Lowest rate
America's Credit Union
8.79%APR
- Up to
- 18.00% APR
2nd-lowest rate
Firefighters First Credit Union
8.99%APR
- Up to
- 16.99% APR
Puget Sound Cooperative Credit Union credit card score
81
Credit card score
Higher than 57% of U.S. banks and credit unions
- Purchase APRPurchase APR10.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Puget Sound Cooperative Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card
Available to PSCCU members; subject to credit approval. Minimum age 18. Credit limits up to $10,000. Features 25-day grace period on purchases and no cash advance fee. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75%–16.75% | None | Variable rate determined monthly by the Wall Street Journal Prime Rate plus a margin of 8%–10%. |
| Ongoing | 15.00% | None | Rate as low as 15.00% APR. Variable rate equal to Prime Rate plus a margin of 8%–10%. Credit limits up to $10,000. No annual fee. |
Visa Platinum Credit Card
Available to PSCCU members; subject to credit approval. Minimum age 18. Credit lines up to $20,000. Features 25-day grace period on purchases and no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.75%–11.75% | None | Variable rate determined monthly by the Wall Street Journal Prime Rate plus a margin of 3%–5%. |
| Ongoing | 9.75% | None | Rate as low as 9.75% APR. Variable rate equal to Prime Rate plus a margin of 3%–5%. Credit limits up to $20,000. No annual fee. |
Visa Platinum Rewards Credit Card
Available to PSCCU members; subject to credit approval. Minimum age 18. Credit lines up to $20,000. Features Scorecard Rewards (1 point per dollar spent), 25-day grace period on purchases, and no cash advance fee. Has a low annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.75%–11.75% | None | Variable rate determined monthly by the Wall Street Journal Prime Rate plus a margin of 3%–5%. Low annual fee applies. |
| Ongoing | 9.75% | None | Rate as low as 9.75% APR. Variable rate equal to Prime Rate plus a margin of 3%–5%. Credit limits up to $20,000. Has a low annual fee. |
Visa Secured Credit Card
Secured by funds in your PSCCU account. Designed to build or rebuild credit. Available to PSCCU members; subject to credit approval. Minimum age 18. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75% | None | Variable rate determined monthly by the Wall Street Journal Prime Rate plus a margin of 8%–10%. Secured by deposit account funds. |
| Ongoing | 15.00% | None | Rate as low as 15.00% APR. Variable rate equal to Prime Rate plus a margin of 8%–10%. Secured by funds in account. No annual fee. |
Who can join Puget Sound Cooperative Credit Union
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