Credit union · NCUA insured
Public Safety Credit Union Credit Card Rates
Top CarrotPublic Safety Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Public Safety Credit Union’s credit card rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Public Safety Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Public Safety Credit Union
8.99%APR
Mastercard Low Rate
Lowest rate
R-G Federal Credit Union
8.75%APR
2nd-lowest rate
1st MidAmerica Credit Union
8.90%APR
Public Safety Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Public Safety Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Low Rate
Available to eligible members of Public Safety Credit Union. Membership and credit approval required; qualification determined on individual credit performance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Rates as low as 8.99%. Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. No annual fee or balance transfer fee. |
Sources (3)
- publicsafetycu.org/our-credit-cards
- publicsafetycu.org/rates
- resources.publicsafetycu.org/pscu-credit-cards
All captured Oct 5, 2026
Mastercard Rewards
Available to eligible members of Public Safety Credit Union. Membership and credit approval required; qualification determined on individual credit performance. Reward points apply to Rewards Mastercard and on purchase transactions only.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | Rates as low as 13.99%. Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. No annual fee or balance transfer fee. |
Sources (3)
- publicsafetycu.org/our-credit-cards
- publicsafetycu.org/rates
- resources.publicsafetycu.org/pscu-credit-cards
All captured Oct 5, 2026
Mastercard Secured
Available to eligible members of Public Safety Credit Union. Membership and credit approval required; qualification determined on individual credit performance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99% | None | Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. No annual fee or balance transfer fee. |
Sources (3)
- publicsafetycu.org/our-credit-cards
- publicsafetycu.org/rates
- resources.publicsafetycu.org/pscu-credit-cards
All captured Oct 5, 2026
Who can join Public Safety Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of First Responder Agencies in Missouri and Kansas are eligible for membership.
- Employees of Public Safety Credit Union are eligible for membership.
- Employees of Private Security Agencies in Missouri and Kansas are eligible for membership.
Military, government and schools
- Employees of Kansas City Crime Commission, Kansas City Board of Police Commissioners, and KCMO Police Retirement Board are eligible for membership.
- Employees of Prosecuting Attorney offices in Missouri and Kansas are eligible for membership.
Family and household
- Family members of any eligible individual are eligible for membership.
1 more way to join
Other ways
- All active and retired First Responders in Kansas and Missouri are eligible for membership.
Membership information collected October 4, 2026.