Bank · FDIC insured
Providence Bank & Trust CD Rates
A $1.6B bank headquartered in South Holland, IL, with 16 branches in 2 states.
How Providence Bank & Trust’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Providence Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Providence Bank & Trust
4.00%APY
- Term
- 13 months
- Minimum
- $2,500
- Earns on $10,000
- $434
Certificate of Deposit - Special
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificate of Deposit - Special
Up to 4.00%APY · 2 terms
Providence Bank & Trust reserves the right to limit deposits. Individual Retirement Account (IRA) are eligible. Fees may reduce earnings. Penalties may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsMinimum balance to open a CD or IRA and earn stated APY is $2,500.00. Interest is compounded quarterly. At maturity, the 7 month CD will renew to a 12 month CD at the rate paying on the date of maturity | 3.80% | $220 |
| 13 monthsMinimum balance to open a CD or IRA and earn stated APY is $2,500.00. Interest is compounded quarterly. At maturity, the 13 month CD will renew to a 12 month CD at the rate paying on the date of maturity | 4.00% | $434 |
Sources (1)
- providence.bank/personal/cds-iras · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.