Credit union · NCUA insured
Propell CU Auto Loan Rates
Propell CU auto loans start at 5.29% APR for a new vehicle and 5.29% for a used one. Rates checked October 16, 2026.
How Propell CU’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Propell CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Propell CU
5.29%APR
- Terms
- 37–66 months
- Up to
- —
- Discount
- None included
Auto Loans
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Propell CU auto loan score
76
Auto loan score
Higher than 42% of U.S. banks and credit unions
- New vehicleNew5.29%
- Used vehicleUsed5.29%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Propell CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Title Processing/Lien Encumbrance Fee is $120.00. Advertised rates apply to Tier 1 credit and include a 1.00% reduction/discount for automatic payments/transfers from an active Propell checking or share account. Auto pre-approvals are contingent upon verification of income, vehicle year, and NADA Value.
| Terms | APR | Conditions |
|---|---|---|
| 1–36 months | 5.19% | Tier 1 rate. Includes 1.00% discount for automatic payments. Up to 130% NADA Retail Value for Tiers A-C, up to 110% for Tier D. |
| 37–66 months | 5.29% | Tier 1 rate. Includes 1.00% discount for automatic payments. Up to 130% NADA Retail Value for Tiers A-C, up to 110% for Tier D. |
| 67–75 months | 5.49% | Tier 1 rate. Includes 1.00% discount for automatic payments. Up to 130% NADA Retail Value for Tiers A-C, up to 110% for Tier D. |
| 76–84 months | 5.99% | Tier 1 rate. Includes 1.00% discount for automatic payments. Up to 130% NADA Retail Value for Tiers A-C, up to 110% for Tier D. |
| 85–96 months | 6.99% | Tier 1 rate. Includes 1.00% discount for automatic payments. Minimum loan amount is $50,000 for 85-96 month term. Up to 130% NADA Retail Value for Tiers A-C, up to 110% for Tier D. |
| 1–36 months | 5.29% | Tier 1 rate. Includes 1.00% discount for automatic payments. Applicable vehicle age: 0-5 years old (2021 to 2026), 6-8 years old (2018 to 2020), 9-10 years old (2016 to 2017), or 11-14 years old (2012 to 2015). |
| 37–66 months | 5.39% | Tier 1 rate. Includes 1.00% discount for automatic payments. Applicable vehicle age: 0-5 years old (2021 to 2026), 6-8 years old (2018 to 2020), or 9-10 years old (2016 to 2017). |
| 67–75 months | 5.59% | Tier 1 rate. Includes 1.00% discount for automatic payments. Applicable vehicle age: 0-5 years old (2021 to 2026) or 6-8 years old (2018 to 2020). |
| 76–84 months | 6.29% | Tier 1 rate. Includes 1.00% discount for automatic payments. Applicable vehicle age: 0-5 years old (2021 to 2026). |
Who can join Propell CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.