Credit union · NCUA insured
Priority One Credit Union Credit Card Rates
Priority One Credit Union credit cards start at 12.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Priority One Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Priority One Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Priority One Credit Union
12.75%APR
- Up to
- —
Platinum Credit Card
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Priority One Credit Union credit card score
69
Credit card score
Higher than 23% of U.S. banks and credit unions
- Purchase APRPurchase APR12.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Priority One Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Credit Card
Credit card limits and rates subject to approval. Limits of $500 to $10,000 available.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.25% | None | Variable rate. Limits of $500 to $10,000. Subject to approval. |
| Intro, 6 months | 0.00% | None | 0% APR introductory rate applies to balance transfers for six billing cycles with no balance transfer fee. Offer extended through October 31. At the end of six billing cycles, rate reverts to member's approved risk-based rate. Available to new and existing Visa cardholders. |
Sources (3)
- priorityonecu.org/credit-cards/visa-credit-cards
- priorityonecu.org/loan-rates
- priorityonecu.org/credit-card-balance-transfer
All captured Oct 6, 2026
Platinum Credit Card
Credit card limits and rates subject to approval. Limits of $500 to $20,000 available.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75% | None | Variable rate. Limits of $500 to $20,000. Subject to approval. |
| Intro, 6 months | 0.00% | None | 0% APR introductory rate applies to balance transfers for six billing cycles with no balance transfer fee. Offer extended through October 31. At the end of six billing cycles, rate reverts to member's approved risk-based rate. Available to new and existing Visa cardholders. |
Sources (3)
- priorityonecu.org/credit-cards/visa-credit-cards
- priorityonecu.org/loan-rates
- priorityonecu.org/credit-card-balance-transfer
All captured Oct 6, 2026
Secured Credit Card
Secured by member funds. Convertible to regular credit card. Variable rates and limits subject to approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 19.75% | None | APR as low as 19.75%. Variable rate. |
Sources (2)
All captured Oct 6, 2026
Who can join Priority One Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, or worship in the Santa Clarita Valley, San Fernando Valley, or the City of South Pasadena are eligible for membership.
Employers and groups
- Employees of Providence Holy Cross Medical Center, Providence Saint Joseph Medical Center, and Providence Cedars-Sinai Tarzana Medical Center are eligible for membership.
- Employees of participating Select Employer Groups (SEGs) that offer membership as an employee benefit are eligible for membership.
Military, government and schools
- Employees of the General Services Administration (GSA) are eligible for membership.
- Postal employees in Los Angeles County, Riverside County, and San Bernardino Counties are eligible for membership.
Family and household
- Immediate family members of employee members—including spouse, children & step-children, grandchildren, parents & step-parents, grandparents, brother(s), sister(s), brothers-in-law, sisters-in-law, sons-in-law, daughters-in-law, and nieces and nephews—are eligible for membership.
Membership information collected October 5, 2026.