Credit union · NCUA insured
Priority One Credit Union Auto Loan Rates
Priority One Credit Union auto loans start at 5.24% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How Priority One Credit Union’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where Priority One Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Priority One Credit Union
5.24%APR
- Terms
- up to 66 months
- Discount
- Included in the rate
New Auto Loans
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Priority One Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Priority One Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Models up to 3 years old. Purchase or refinanced. Maximum financing up to 130% MSRP + tax & license. Maximum 0.50% rate discount available: 0.25% for Automatic Payment, 0.25% for established checking account and $500 direct deposit per pay period, or 0.25% for Loyalty Rewards.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.75% | Discounted APR. Maximum financing 100% of MSRP + tax, lic, GAP. Models up to 3 years old. Purchase or refinanced. |
| up to 48 months | 5.25% | Standard APR as low as. Maximum financing 100% of MSRP + tax, lic, GAP. Models up to 3 years old. Purchase or refinanced. |
| up to 66 months | 5.24% | Discounted APR. Maximum financing 100% of MSRP + tax, lic, GAP. Models up to 3 years old. Purchase or refinanced. |
| up to 66 months | 5.74% | Standard APR as low as. Maximum financing 100% of MSRP + tax, lic, GAP. Models up to 3 years old. Purchase or refinanced. |
| up to 84 months | 5.49% | Discounted APR. Maximum financing 100% of MSRP + tax, lic, GAP. Models up to 3 years old. Purchase or refinanced. |
| up to 84 months | 5.99% | Standard APR as low as. Maximum financing 100% of MSRP + tax, lic, GAP. Models up to 3 years old. Purchase or refinanced. |
Sources (3)
All captured Oct 16, 2026
Used Auto Loans
Models up to 11 years old. Maximum financing up to 130% retail value + tax & license. Maximum 0.50% rate discount available: 0.25% for Automatic Payment, 0.25% for established checking account and $500 direct deposit per pay period, or 0.25% for Loyalty Rewards.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.00% | Discounted APR. Maximum financing 100% of MSRP + tax, lic, GAP. Models up to 11 years old. |
| up to 48 months | 5.59% | Standard APR as low as. Maximum financing 100% of MSRP + tax, lic, GAP. Models up to 11 years old. |
| up to 66 months | 5.49% | Discounted APR. Maximum financing 100% of MSRP + tax, lic, GAP. Models up to 11 years old. |
| up to 66 months | 5.99% | Standard APR as low as. Maximum financing 100% of MSRP + tax, lic, GAP. Models up to 11 years old. |
| up to 84 months | 5.74% | Discounted APR. Maximum financing 100% of KBB Retail + tax, lic, GAP. Models up to 11 years old. |
| up to 84 months | 6.24% | Standard APR as low as. Maximum financing 100% of KBB Retail + tax, lic, GAP. Models up to 11 years old. |
Who can join Priority One Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, or worship in the Santa Clarita Valley, San Fernando Valley, or the City of South Pasadena are eligible for membership.
Employers and groups
- Employees of Providence Holy Cross Medical Center, Providence Saint Joseph Medical Center, and Providence Cedars-Sinai Tarzana Medical Center are eligible for membership.
- Employees of participating Select Employer Groups (SEGs) that offer membership as an employee benefit are eligible for membership.
Military, government and schools
- Employees of the General Services Administration (GSA) are eligible for membership.
- Postal employees in Los Angeles County, Riverside County, and San Bernardino Counties are eligible for membership.
Family and household
- Immediate family members of employee members—including spouse, children & step-children, grandchildren, parents & step-parents, grandparents, brother(s), sister(s), brothers-in-law, sisters-in-law, sons-in-law, daughters-in-law, and nieces and nephews—are eligible for membership.
Membership information collected October 5, 2026.