Bank · FDIC insured
Primebank Auto Loan Rates
Primebank auto loans start at 5.85% APR for a new vehicle. Rates checked October 16, 2026.
How Primebank’s auto loan rates compare
Compared with banks and credit unions near Sioux City, IA-NE-SD, where Primebank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Primebank
5.85%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
New Car Fixed
Lowest rate
Telco Triad Community Credit Union
4.64%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
Siouxland Federal Credit Union
4.75%APR
- Terms
- up to 66 months
- Up to
- 10.00% APR
- Discount
- None included
Primebank auto loan score
64
Auto loan score
Higher than 11% of U.S. banks and credit unions
- New vehicleNew5.85%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Primebank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Fixed
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.42% | Based on a $10,000 loan with a $25.00 loan origination fee; monthly payment is $301.59 including principal and interest. |
| up to 48 months | 5.63% | Based on a $10,000 loan with a $25.00 loan origination fee; monthly payment is $233.15 including principal and interest. |
| up to 60 months | 5.85% | Based on a $10,000 loan with a $25.00 loan origination fee; monthly payment is $192.65 including principal and interest. |
| up to 72 months | 6.34% | Based on a $10,000 loan with a $25.00 loan origination fee; monthly payment is $167.34 including principal and interest. |
Sources (2)
All captured Oct 5, 2026
Used Car Fixed
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.17% | Vehicle eligibility: 3 yr. old car or newer. Based on a $10,000 loan with a $25.00 loan origination fee; monthly payment is $304.98 including principal and interest. |
| up to 48 months | 6.38% | Vehicle eligibility: 3 yr. old or newer. Based on a $10,000 loan with a $25.00 loan origination fee; monthly payment is $236.59 including principal and interest. |
| up to 48 months | 7.63% | Vehicle eligibility: 4 to 5 yr. old car. Based on a $10,000 loan with a $25.00 loan origination fee; monthly payment is $242.40 including principal and interest. |
| up to 36 months | 8.42% | Vehicle eligibility: 6 yr. old car or older. Based on a $10,000 loan with a $25.00 loan origination fee; monthly payment is $315.31 including principal and interest. |
Sources (2)
All captured Oct 5, 2026
Opening an account
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