Credit union · NCUA insured
Prescott Federal Credit Union Savings Rates
Prescott Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Savings Accounts. Rates checked October 22, 2026.
How Prescott Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Prescott Valley, AZ, where Prescott Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Prescott Federal Credit Union
0.30%APY
- Minimum
- $10
- Earns on $10,000 a year
- $30
Savings Accounts
Top rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
Prescott Federal Credit Union savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Prescott Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Accounts
0.30%APY
Serving military veterans and their families, federal employees and their families, and Embry-Riddle staff and students and their families.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upShare dividends pay quarterly.$100 and up | 0.30% | $30 | Share dividends pay quarterly. |
Sources (3)
All captured Sep 16, 2026
Who can join Prescott Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Staff and students of Embry-Riddle Aeronautical University are eligible for membership.
- Federal government employees are eligible for membership.
- Military veterans are eligible for membership.
Family and household
- Families of military veterans, federal government employees, and Embry-Riddle staff and students are eligible for membership.
Cost to join
- Establish membership by opening a savings account with $10.
Membership information collected October 4, 2026.