Credit union · NCUA insured
Prescott Federal Credit Union Credit Card Rates
Prescott Federal Credit Union credit cards start at 14.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Prescott Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Prescott Valley, AZ, where Prescott Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Prescott Federal Credit Union
14.00%APR
- Up to
- —
Visa Credit Card
Lowest rate
Bank of Colorado
9.99%APR
- Up to
- —
2nd-lowest rate
OneAZ Credit Union
12.49%APR
- Up to
- 24.00% APR
Prescott Federal Credit Union credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR14.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Prescott Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Must qualify under approved Field of Membership and meet membership requirements. Actual APR dependent upon borrower(s) credit qualifications. Fixed interest rate. Credit limit up to $10,000. 30-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00% | None | Fixed rate. Credit limit up to $10,000.00. |
Who can join Prescott Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Staff and students of Embry-Riddle Aeronautical University are eligible for membership.
- Federal government employees are eligible for membership.
- Military veterans are eligible for membership.
Family and household
- Families of military veterans, federal government employees, and Embry-Riddle staff and students are eligible for membership.
Cost to join
- Establish membership by opening a savings account with $10.
Membership information collected October 4, 2026.