Credit union · NCUA insured
Premier Credit Union Credit Card Rates
Premier Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Premier Credit Union’s credit card rates compare
Compared with banks and credit unions near Des Moines, IA, where Premier Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Premier Credit Union
9.99%APR
- Up to
- —
Platinum Card
Lowest rate
Advantage Credit Union
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
IH Mississippi Valley Credit Union
7.90%APR
- Up to
- —
Premier Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Premier Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Blue Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Bonus offer on balance transfers for the first 6 months. |
| Ongoing | 14.99%–25.99% | None | Rate after introductory period ends. Minimum credit limit is $500. |
Sources (2)
All captured Oct 5, 2026
Classic Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | APR on all purchases. Minimum credit limit is $500. |
Sources (2)
All captured Oct 5, 2026
Platinum Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | APR on all purchases. Minimum credit limit is $5,000. |
Sources (2)
All captured Oct 5, 2026
Who can join Premier Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in approved counties in Iowa, Nebraska, or South Dakota are eligible for membership.
Family and household
- Family and household members of current Premier Credit Union members are eligible for membership.
Cost to join
- Membership requires a $5 initial share deposit to open your first account.
Membership information collected October 4, 2026.