Credit union · NCUA insured
Postel Family Credit Union CD Rates
Postel Family Credit Union’s best CD rate is 3.45% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Postel Family Credit Union’s CD rates compare
Compared with banks and credit unions near Wichita Falls, TX, where Postel Family Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Postel Family Credit Union
3.45%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $345
Certificate of Deposit
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Union Square Credit Union
4.24%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,325
Postel Family Credit Union CD score
72
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.45%
- 16–30 months16–30 mo3.45%
- 31–60 months31–60 mo2.79%
- QualifiedQualified3.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Postel Family Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.45%APY · 8 terms
PFCU is open to anyone who works, resides, worships or attends school in Archer, Baylor, Clay, Wichita or Wilbarger Counties in Texas and to employees of select employee groups along with the families of existing members. All certificate dividends are paid monthly. Interest penalty for early withdrawal of principal. Fixed rates remain in effect until maturity. Rates are subject to change daily.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm is 90 Days | 0.80% | $20 |
| 6 months | 3.30% | $164 |
| 12 months | 3.45% | $345 |
| 18 months | 3.45% | $522 |
| 24 months | 3.30% | $671 |
| 36 months | 2.79% | $861 |
| 48 months | 2.79% | $1,164 |
| 60 months | 2.79% | $1,475 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Certificate
Up to 3.45%APY · 8 terms
Tax deferred accounts for retirement. We offer both Roth and Regular IRA's with no annual fees. PFCU is open to anyone who works, resides, worships or attends school in Archer, Baylor, Clay, Wichita or Wilbarger Counties in Texas and to employees of select employee groups along with the families of existing members. All certificate dividends are paid monthly. Interest penalty for early withdrawal of principal. Fixed rates remain in effect until maturity. Rates are subject to change daily.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm is 90 Days | 0.80% | $20 |
| 6 months | 3.30% | $164 |
| 12 months | 3.45% | $345 |
| 18 months | 3.45% | $522 |
| 24 months | 3.30% | $671 |
| 36 months | 2.79% | $861 |
| 48 months | 2.79% | $1,164 |
| 60 months | 2.79% | $1,475 |
Sources (2)
All captured Sep 17, 2026
Who can join Postel Family Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who works, resides, worships, or attends school in Archer, Baylor, Clay, Wichita, or Wilbarger Counties in Texas.
Employers and groups
- Membership is open to employees of designated select employee groups/employers.
Military, government and schools
- Membership is open to specified federal, postal, state, and local government agency employees.
Family and household
- Membership is open to families of existing members.
Membership information collected October 5, 2026.