Bank · FDIC insured
Popular Direct Savings Rates
Top CarrotPopular Direct’s best savings rate is 3.90% APY on $10,000, with its Popular Direct Exclusive Savings. Rates checked October 25, 2026.
How Popular Direct’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Popular Direct
3.90%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $390
Popular Direct Exclusive Savings
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
Popular Direct savings score
98
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.90%
- $10,000 balance$10,0003.90%
- $100,000 balance$100,0003.90%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Popular Direct ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Popular Direct Exclusive Savings
3.90%APY
Account opening requires a deposit in new money (deposits not previously held with Popular Direct) from an external account. Excluded from rewards programs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Requires $100 minimum opening deposit in new money. Currently the same interest rate applies to all balances. Interest compounded daily and credited monthly. Rate applies if minimum balance of $0.01 is maintained during the statement period and account remains open.Over $0 | 3.90% | $390 | Requires $100 minimum opening deposit in new money. Currently the same interest rate applies to all balances. Interest compounded daily and credited monthly. Rate applies if minimum balance of $0.01 is maintained during the statement period and account remains open. |
Sources (4)
- populardirect.com
- populardirect.com/products/savings
- populardirect.com/terms/savings-disclosure.pdf
- populardirect.com/terms/schedule-of-fees.pdf
All captured Oct 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.