Credit union · NCUA insured
Police Federal Credit Union Auto Loan Rates
Police Federal Credit Union auto loan rates start at 3.74% APR. Rates checked October 22, 2026.
How Police Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Police Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Police Federal Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
TruEnergy Federal Credit Union
3.74%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Autos (up to 100K) 2025-2026 (Current & Previous Model Year, Untitled or under 5,000 miles)
For current and previous model year vehicles (2025-2026) untitled or under 5,000 miles. Maximum loan amount is $100,000. Rates and terms are based on applicant(s) credit score; actual rate may vary. Financing over 100% of value available based on eligibility. Current PFCU auto loans not eligible for refinance. Interest accrues from the date the loan is funded. Loan Rate Discount Program offers discounts ranging from 0.10% to 1.75% cumulative discount; 0.50% promotional discount offered periodically.
| Terms | APR | Conditions |
|---|---|---|
| 61–72 months | 3.74% | 100% financing. Advertised rate reflects financing for 2025-2026 model year vehicles (untitled or under 5,000 miles) for up to a 72 mo. term, includes a 1.50% cumulative reduction with the Loan Rate Discount Program. Current PFCU auto loans not eligible for refinance. |
| 73–84 months | 4.74% | 100% financing. Rates and terms are based on applicant(s) credit score. Current PFCU auto loans not eligible for refinance. |
Sources (2)
All captured Oct 4, 2026
Who can join Police Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Police FCU employees are eligible for membership.
Military, government and schools
- Spouses of persons who died within the field of membership are eligible to join.
- Sworn officers, civilian employees, retirees, recruits in training, and volunteers of eligible federal, state, county, and municipal law enforcement agencies or departments in the credit union's field of membership are eligible to join.
Family and household
- Immediate family members of Police FCU members (spouse, children, parents, siblings, grandparents, grandchildren, including step relationships) are eligible to join.
- Members of the immediate families or household are eligible to join.
Membership information collected October 4, 2026.