Credit union · NCUA insured
POLAM Federal Credit Union Credit Card Rates
Top CarrotPOLAM Federal Credit Union credit cards start at 7.98% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How POLAM Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where POLAM Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
POLAM Federal Credit Union
7.98%APR
- Up to
- —
POLAM Visa Preferred
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
POLAM Federal Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.98%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where POLAM Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
POLAM Visa Card
Credit line up to $10,000. No Annual Fee. Preferred rate requires a FICO score of 720 or above. Alternative rates, terms, and conditions may apply depending on applicant's credit qualifications. All loans subject to credit approval. No additional discounts may be applied.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.98% | None | APR As low as 9.98%. Terms up to $10,000 credit limit. No Annual Fee. Preferred rate is with a FICO score of 720 or above. Alternative rates, terms and conditions may apply depending on applicant's credit qualifications. No additional discounts may be applied. |
POLAM Visa Preferred
Credit line up to $25,000. No Annual Fee. Preferred rate requires a FICO score of 720 or above. Alternative rates, terms, and conditions may apply depending on applicant's credit qualifications. All loans subject to credit approval. No additional discounts may be applied.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.98% | None | APR As low as 7.98%. Terms up to $25,000 credit limit. No Annual Fee. Preferred rate is with a FICO score of 720 or above. Alternative rates, terms and conditions may apply depending on applicant's credit qualifications. No additional discounts may be applied. |
Who can join POLAM Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Polish American Congress in Arizona are eligible for membership.
- Polish-Americans living in Southern California, or individuals living in Southern California who are members of the Polish American Congress by making a minimal, one-time donation.
- Members of the Northwest Ohio Polish Cultural Center in Toledo, Ohio are eligible for membership.
Family and household
- Friends and families of Polish-Americans living in Southern California, or a family member of an existing member.
Cost to join
- A minimum deposit of $5.00 is required to open a savings account.
- A $20 supporting membership fee is due if not already a member of the qualifying associations or a family member of an existing member.
Membership information collected October 5, 2026.