Bank · FDIC insured
PNB Community Bank CD Rates
PNB Community Bank’s best CD rate is 3.69% APY on a 5-month CD. Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How PNB Community Bank’s CD rates compare
Compared with banks and credit unions near Crestview, FL, where PNB Community Bank has the most branches. $10,000, best rate first.
This bank’s best
PNB Community Bank
3.69%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $152
Certificate of Deposit
Top rate
All In Credit Union
4.33%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $656
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
PNB Community Bank CD score
65
CD score
Higher than 14% of U.S. banks and credit unions
- 3–8 months3–8 mo3.69%
- 9–15 months9–15 mo0.10%
- 16–30 months16–30 mo0.15%
- 31–60 months31–60 mo0.15%
- QualifiedQualified3.69%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PNB Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.69%APY · 7 terms
An interest penalty applies for early withdrawal. Fees could reduce earning on accounts. CD terms available other than those listed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.03% | $1 |
| 5 months | 3.69% | $152 |
| 6 months | 0.05% | $2 |
| 12 months | 0.10% | $10 |
| 18 months | 0.10% | $15 |
| 24 months | 0.15% | $30 |
| 36 months | 0.15% | $45 |
Sources (1)
- pnbcommunity.bank/rates.html · captured Oct 15, 2026
Special-purpose accounts
Individual Retirement Accounts
Up to 2.50%APY · 4 terms
IRA options include Traditional, Roth, Conversion Roth, and SEP. An interest penalty applies for early withdrawal on Certificate of Deposit. Fees could reduce earning on accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.50% | $250 |
| 18 monthsVariable rate IRA | 0.10% | $15 |
| 24 months | 0.15% | $30 |
| 36 months | 0.15% | $45 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.