Credit union · NCUA insured
Pioneer Federal Credit Union Credit Card Rates
Top CarrotPioneer Federal Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Pioneer Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Boise City, ID, where Pioneer Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Pioneer Federal Credit Union
10.99%APR
- Up to
- 17.99% APR
Platinum VISA Credit Card
Lowest rate
Idaho United Credit Union
8.90%APR
- Up to
- 12.95% APR
2nd-lowest rate
Simplot Credit Union
9.99%APR
- Up to
- —
Pioneer Federal Credit Union credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pioneer Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum VISA Credit Card
Membership required. Low, non-variable rate. Earn Rewards on purchases with 1 point for every $1 spent. Rates vary based on creditworthiness and qualifications. Application fee may apply. Secured options available with limit determined by amount member is willing to deposit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99%–17.99% | None | Rate between 10.99% and 17.99% APR based on creditworthiness and qualifications. Non-variable rate. Limit $300+. |
Sources (2)
All captured Oct 22, 2026
Who can join Pioneer Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.