Bank · FDIC insured
Pioneer Bank Credit Card Rates
Pioneer Bank credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Pioneer Bank’s credit card rates compare
Compared with banks and credit unions near Las Cruces, NM, where Pioneer Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Pioneer Bank
13.99%APR
- Up to
- —
Value Card
Lowest rate
First Financial Credit Union
9.90%APR
- Up to
- —
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
Pioneer Bank credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pioneer Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Everything Rewards Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR 0.00% for first 6 months. Rate Cap 21.00%. Grace Period 25 days (+5 additional days). |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- pioneer.bank/credit-cards-from-pioneer-bank · captured Oct 3, 2026
Premier Plus - World Card
Credit Limit Requirement $5,000 minimum.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR 0.00% for first 6 months. Rate Cap 21.00%. Grace Period 25 days (+5 additional days). $5,000 minimum credit limit requirement. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- pioneer.bank/credit-cards-from-pioneer-bank · captured Oct 3, 2026
Value Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR 0.00% for first 6 months. Rate Cap 21.00%. Grace Period 25 days (+5 additional days). |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- pioneer.bank/credit-cards-from-pioneer-bank · captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.