Bank · FDIC insured
Pioneer Bank
A $1.1B bank headquartered in Roswell, NM, with 11 branches in New Mexico.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Pioneer Bank
Founded in 1901 as Roswell Building & Loan Association to finance home construction, Pioneer Bank is headquartered in Roswell, New Mexico.
The bank merged with Equitable Building & Loan Association in 1974, converted to a stock association in 1976, and adopted the Pioneer Bank name in 2000.
- Headquarters
- 3000 N Main St, Roswell, NM 88201
- FDIC certificate
- 27872 ↗
Branches
11 branches in New Mexico
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New Mexico
11 branches
Roswell area · 3
- Pioneer BankMain office3000 N Main St, Roswell, NM 88201Directions
- Penn Avenue Branch306 N Pennsylvania Ave, Roswell, NM 88201Directions
- St. Mary'S Place Branch2 Saint Marys Pl, Roswell, NM 88203Directions
Las Cruces area · 3
- Lohman Branch3831 E Lohman Ave, Las Cruces, NM 88011Directions
- Roadrunner Branch2900 N Roadrunner Pkwy, Las Cruces, NM 88011Directions
- University Avenue Branch705 E University Ave, Las Cruces, NM 88001Directions
Hobbs area · 2
- 1020 N Turner Branch1020 N Turner St, Hobbs, NM 88240Directions
- Joe Harvey Branch1600 W Joe Harvey Blvd, Hobbs, NM 88240Directions
Alamogordo area · 1
- 1020 Tenth Street Branch1020 10th St, Alamogordo, NM 88310Directions
Carlsbad area · 1
- Carlsbad Branch111 N Canal St, Carlsbad, NM 88220Directions
Ruidoso area · 1
- Mechem Branch1095 Mechem Dr, Ruidoso, NM 88345Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.32% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.71% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.58% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $74 | $88 | — |
- CapitalLeverage ratio12.32%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.71%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.58%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$74Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Pioneer Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.