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Credit union · NCUA insured

First Financial Credit Union Credit Card Rates

Top Carrot, Carrot Score 87Top Carrot

First Financial Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How First Financial Credit Union’s credit card rates compare

Compared with banks and credit unions near Albuquerque, NM, where First Financial Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 87

    This credit union’s lowest

    First Financial Credit Union

    9.90%APR

    Up to
    —

    Mastercard Platinum Rewards

  • Top Carrot, Carrot Score 93

    Lowest rate

    State Employees Credit Union

    7.50%APR

    Up to
    —

    State Employees Credit Union rates

  • Top Carrot, Carrot Score 93

    2nd-lowest rate

    Sandia Area Federal Credit Union

    8.74%APR

    Up to
    17.99% APR

    Sandia Area Federal Credit Union rates

Compare credit card rates near you →

First Financial Credit Union credit card score

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where First Financial Credit Union ranks

By credit card score, in each area where it has branches

And 2 more areas →

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join First Financial Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live or work in New Mexico are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← First Financial Credit Union overview