Credit union · NCUA insured
Pinellas Federal Credit Union Credit Card Rates
Pinellas Federal Credit Union credit cards start at 9.50% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Pinellas Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Tampa, FL, where Pinellas Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Pinellas Federal Credit Union
9.50%APR
- Up to
- 18.00% APR
Visa Credit Card
Lowest rate
Oxford Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- —
Pinellas Federal Credit Union credit card score
87
Credit card score
Higher than 78% of U.S. banks and credit unions
- Purchase APRPurchase APR9.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pinellas Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.50%–18.00% | None | Rate based on credit history / creditworthiness at account opening. The same qualifying rate applies to all classes of transactions (purchases, balance transfers, and cash advances). No annual fee, no cash-advance fee, no balance transfer fee. |
| Ongoing | 11.50%–18.00% | None | Fixed rate. Rates subject to change without notice. APR for Visa Credit Card Purchases, Cash Advances and Balance Transfers ranges from 11.50% to 18.00% when you open your account, based on credit history and underwriting guidelines. The same qualifying rate applies to all three classes of transactions. |
Who can join Pinellas Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school or regularly do business in Pinellas County.
Employers and groups
- Membership is open to members of Select Employer Groups (SEGs), including Sunshine Savers Club.
Military, government and schools
- Membership is open to State, County or Municipal Employees.
Family and household
- Membership is open to individuals related to a current PFCU member.
Membership information collected October 5, 2026.