Credit union · NCUA insured
Pinellas Federal Credit Union Auto Loan Rates
Pinellas Federal Credit Union auto loans start at 5.15% APR for a new vehicle and 5.15% for a used one. Rates checked October 15, 2026.
How Pinellas Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tampa, FL, where Pinellas Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Pinellas Federal Credit Union
5.15%APR
- Terms
- —
New & Used Autos
Lowest rate
Florida West Coast CU
3.99%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Pinellas Federal Credit Union auto loan score
81
Auto loan score
Higher than 54% of U.S. banks and credit unions
- New vehicleNew5.15%
- Used vehicleUsed5.15%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pinellas Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Autos
Fixed rate. Actual rate will be based on credit history and underwriting guidelines. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.15% | APR as low as 5.15%. Fixed rate. Actual rate will be based on credit history and underwriting guidelines. |
Sources (1)
- pinellasfcu.org/personal-banki…vehicle-loans/auto-loans · captured Oct 5, 2026
Who can join Pinellas Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school or regularly do business in Pinellas County.
Employers and groups
- Membership is open to members of Select Employer Groups (SEGs), including Sunshine Savers Club.
Military, government and schools
- Membership is open to State, County or Municipal Employees.
Family and household
- Membership is open to individuals related to a current PFCU member.
Membership information collected October 5, 2026.