Credit union · NCUA insured
Pikes Peak Credit Union Auto Loan Rates
Pikes Peak Credit Union auto loans start at 5.74% APR for a new vehicle and 5.74% for a used one. Rates checked October 22, 2026.
How Pikes Peak Credit Union’s auto loan rates compare
Compared with banks and credit unions near Colorado Springs, CO, where Pikes Peak Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Pikes Peak Credit Union
5.74%APR
- Terms
- up to 60 months
- Up to
- 14.24% APR
Auto - 2021 and Newer
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
2nd-lowest rate
Climb Credit Union
4.49%APR
- Terms
- up to 96 months
- Up to
- —
Pikes Peak Credit Union auto loan score
69
Auto loan score
Higher than 25% of U.S. banks and credit unions
- New vehicleNew5.74%
- Used vehicleUsed5.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pikes Peak Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto - 2013 and Older
Relationship pricing discounts available (up to 0.75% APR discount for having qualifying services at PPCU). All loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 7.74%–18.74% | — |
| up to 24 months | 9.24%–19.24% | — |
| up to 36 months | 9.74%–19.99% | — |
| up to 48 months | 10.24%–20.74% | — |
Sources (1)
- pikespeakcu.com/loan-interest-rates · captured Oct 15, 2026
Auto - 2014 through 2017
Relationship pricing discounts available (up to 0.75% APR discount for having qualifying services at PPCU). All loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.24%–16.99% | — |
| up to 72 months | 7.74%–17.99% | Loan amount must be at least $15,000 to be eligible for the term shown. |
| up to 84 months | 8.99%–12.49% | Loan amount must be at least $20,000 to be eligible for the term shown. |
Sources (1)
- pikespeakcu.com/loan-interest-rates · captured Oct 15, 2026
Auto - 2018 through 2020
Relationship pricing discounts available (up to 0.75% APR discount for having qualifying services at PPCU). All loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.49%–14.99% | — |
| up to 72 months | 6.74%–16.24% | Loan amount must be at least $15,000 to be eligible for the term shown. |
| up to 84 months | 6.99%–17.49% | Loan amount must be at least $20,000 to be eligible for the term shown. |
Sources (1)
- pikespeakcu.com/loan-interest-rates · captured Oct 15, 2026
Auto - 2021 and Newer
Relationship pricing discounts available (up to 0.75% APR discount for having qualifying services at PPCU). All loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.74%–14.24% | — |
| up to 72 months | 5.99%–15.49% | Loan amount must be at least $15,000 to be eligible for the term shown. |
| up to 84 months | 6.24%–16.99% | Loan amount must be at least $20,000 to be eligible for the term shown. |
| up to 96 months | 7.24%–7.49% | Restrictions apply, contact the credit union for additional details. |
Sources (1)
- pikespeakcu.com/loan-interest-rates · captured Oct 15, 2026
Who can join Pikes Peak Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- All Colorado residents are eligible for membership through enrollment in the GoWest Credit Union Association's Friends of the Foundation.
Membership information collected October 4, 2026.