Bank · FDIC insured
Peoples State Bank Savings Rates
A $736.7M bank headquartered in Newton, IL, with 9 branches in Illinois.
How Peoples State Bank’s savings rates compare
Compared with banks and credit unions in Illinois, where Peoples State Bank has the most branches. $10,000, best rate first.
This bank’s best
Peoples State Bank
2.00%APY
- Requires
- Conditions apply
- Minimum
- $1
- Earns on $10,000 a year
- $200
eChristmas Club
Top rate
State Farm Federal Credit Union
4.08%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $408
2nd-highest rate
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
eChristmas Club
2.00%APY
Requires eStatements to track balance. Automatic deposits or contributions managed via Online & Mobile Banking. Payout funds are direct deposited into account of choice. Interest compounded annually and added to balance annually.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Requires eStatements. Interest is compounded annually and added to balance annually. Payout funds direct deposited into chosen account.Up to $10,000 | 2.00% | $200 | Requires eStatements. Interest is compounded annually and added to balance annually. Payout funds direct deposited into chosen account. |
Sources (1)
- psbnewton.com/personal/persona…s/christmas-club-account · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.