Bank · FDIC insured
Peoples State Bank
A $736.7M bank headquartered in Newton, IL, with 9 branches in Illinois.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—2.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Peoples State Bank
- Headquarters
- 104 W Washington St, Newton, IL 62448
- FDIC certificate
- 11722 ↗
Branches
9 branches in Illinois
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Illinois
9 branches
Newton area · 2
- The Peoples State Bank of Newton, IllinoisMain office104 W Washington St, Newton, IL 62448Directions
- Newton Drive-In Facility Branch204 S Van Buren St, Newton, IL 62448Directions
Bridgeport area · 1
- Bridgeport Branch201 N Main St, Bridgeport, IL 62417Directions
Greenville area · 1
- Greenville Branch200 W Main St, Greenville, IL 62246Directions
Lawrenceville area · 1
- Lawenceville Branch1805 State St, Lawrenceville, IL 62439Directions
Salem area · 1
- Salem Branch1310 W Main St, Salem, IL 62881Directions
St. Francisville area · 1
- St. Francisville Branch620 Main St, St. Francisville, IL 62460Directions
Sumner area · 1
- Sumner Branch2388 State Route 250, Sumner, IL 62466Directions
Vandalia area · 1
- Vandalia Facility200 Mattes Ave, Vandalia, IL 62471Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.52% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.54% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.48% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $87 | $81 | — |
- CapitalLeverage ratio13.52%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.54%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.48%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$87Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Peoples State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.