Credit union · NCUA insured
Peoples CU Credit Card Rates
Peoples CU credit cards start at 14.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Peoples CU’s credit card rates compare
Compared with banks and credit unions in Colorado, where Peoples CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Peoples CU
14.00%APR
VISA Credit Card
Lowest rate
SPACE AGE
7.00%APR
2nd-lowest rate
Horizons North Credit Union
7.99%APR
Peoples CU credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR14.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Peoples CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Rate based on creditworthiness and term of loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00% | None | Rate based on creditworthiness and term of loan. |
Sources (1)
- peoples-cu.com · captured Oct 7, 2026
Who can join Peoples CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to residents of Baca County, Colorado.
- Membership is open to individuals within Stanton and Morton counties in Kansas.
- Membership is open to individuals residing in Prowers, Bent, Otero, and Las Animas counties in Colorado.
Cost to join
- Opening a new account requires a deposit of check or cash, along with a form of identification and Social Security number.
Membership information collected October 4, 2026.