Credit union · NCUA insured
People's Community Federal Credit Union Credit Card Rates
People's Community Federal Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How People's Community Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Portland, OR-WA, where People's Community Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
People's Community Federal Credit Union
11.99%APR
- Up to
- —
Visa® Platinum Rewards Credit Card
Lowest rate
Rivermark Community Credit Union
8.90%APR
- Up to
- 19.90% APR
2nd-lowest rate
Point West Credit Union
8.95%APR
- Up to
- —
People's Community Federal Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where People's Community Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa® Credit Card
Backed by security deposit (up to $5,000). No annual fee, no balance transfer fee, and no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.00% | None | Fixed APR. Credit limit set by security deposit up to $5,000. |
Sources (3)
All captured Oct 15, 2026
Visa® Platinum Rewards Credit Card
No annual fee, no cash advance fee, and no balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.90% | None | Introductory APR for 12 months (one year) from date of account opening. |
| Ongoing | 11.99% | None | Standard Rate. |
Sources (4)
- peoplescu.org
- peoplescu.org/credit-cards
- peoplescu.org/credit-cards/visa-platinum-credit-card
- peoplescu.org/rates
All captured Oct 15, 2026
Who can join People's Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Clark, Cowlitz, or Skamania counties are eligible for membership.
Family and household
- Family members of eligible members are eligible to join, regardless of where they live.
Cost to join
- Membership requires paying a $5 membership fee and depositing $50 into a Carefree Savings account (or maintaining $5 in Carefree Savings if opening another deposit account).
Membership information collected October 4, 2026.