Bank · FDIC insured
Peoples Bank Credit Card Rates
Peoples Bank doesn’t publish an ongoing APR for its credit cards, only introductory rates. Rates checked October 16, 2026.
How Peoples Bank’s credit card rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Peoples Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Peoples Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Whitewater Community Credit Union
7.90%APR
- Up to
- 9.90% APR
2nd-lowest rate
Christian Family Credit Union
8.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Mastercard
All credit cards are subject to credit approval. Balance transfers are subject to available credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% Introductory APR+ on purchases for the first 6 months. After that, a variable APR, currently Prime +5.74% to 13.74%+ applies, based on creditworthiness. |
| Intro, 12 months | 0.00% | None | 0% Introductory APR+ for 12 months from the date of first Balance Transfer when transfers are completed within 60 days from the date of account opening. After that, a variable APR, currently Prime +5.74% to Prime +13.74%+ applies, based on creditworthiness. A Balance Transfer Fee+ of $10 or 3% of the amount of the transfer, whichever is greater, will apply to each balance transfer. |
No ongoing APR is published for this card, only the rate above.
Platinum Rewards Mastercard
All credit cards are subject to credit approval. Balance transfers are subject to available credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Introductory APR+ for 12 months from the date of first Balance Transfer when transfers are completed within 60 days from the date of account opening. A Balance Transfer Fee of $10 or 3% of the amount of the transfer, whichever is greater, will apply to each balance transfer. |
No ongoing APR is published for this card, only the rate above.
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.