Bank · FDIC insured
Peoples Bank Credit Card Rates
Peoples Bank credit card rates start at 14.99% APR. Rates checked October 15, 2026.
How Peoples Bank’s credit card rates compare
Compared with banks and credit unions in Indiana, where Peoples Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Peoples Bank
– –
No ongoing APR published
Lowest rate
Indiana Lakes FCU
6.90%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum
Issued by TCM Bank, N.A. Subject to credit approval. No annual fee. Earn unlimited 1% cash back on net purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. |
| Ongoing | 17.99%–27.24% | None | Variable standard purchase APR based on Prime Rate (7.00%) + margin. Based on creditworthiness. Applies after introductory period. |
| Ongoing | 27.99%–28.49% | None | Cash Advance APR based on creditworthiness. Cash advance fee: greater of $5 or 3% of each cash advance. |
Sources (1)
- ibankpeoples.com/borrow/credit-cards · captured Oct 15, 2026
Platinum Edition
Issued by TCM Bank, N.A. Subject to credit approval. No annual fee. No penalty APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR applies to purchases for the first 12 billing cycles after account opening. |
| Ongoing | 14.99%–24.99% | None | Variable APR based on Prime Rate (7.00%) + margin. Based on creditworthiness. Applies to purchases after introductory period. |
| Ongoing | 24.99%–28.49% | None | Cash Advance APR based on creditworthiness. Cash advance fee: greater of $5 or 3% of each cash advance. |
Sources (1)
- ibankpeoples.com/borrow/credit-cards · captured Oct 15, 2026
Rewards Platinum
Issued by TCM Bank, N.A. Subject to credit approval. No annual fee. Earn one point per dollar on net purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR applies to purchases for the first 12 billing cycles after account opening. |
| Ongoing | 16.99%–26.99% | None | Variable APR based on Prime Rate (7.00%) + margin. Based on creditworthiness. Applies to purchases after introductory period. |
| Ongoing | 26.99%–28.49% | None | Cash Advance APR based on creditworthiness. Cash advance fee: greater of $5 or 3% of each cash advance. |
Sources (1)
- ibankpeoples.com/borrow/credit-cards · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.